Micro-Meltdown: The Inside Story of the Rise, Fall, and Resurgence of the World's Most Valuable Microlender

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Micro-Meltdown: The Inside Story of the Rise, Fall, and Resurgence of the World's Most Valuable Microlender by Vikram Akula
English | June 5th, 2018 | ISBN: 194688510X | 380 Pages | EPUB | 11.84 MB
Vikram Akula was a middle-class kid from upstate New York who decided he was going to help eliminate poverty in India. He succeeded beyond his wildest dreams . . . until everything came crashing down.

Vikram Akula founded SKS with a clear mission: improve the lives of poor people in India by providing small loans. These small loans, used to start or expand businesses and generate earnings, were a proven path out of poverty for thousands around the world. But microfinance institutions were always set up as not-for-profits, so their ability to help was limited by the grants and donations they received.

Vikram wasn't the first person to bring microfinance to India, but his idea was to do it at a previously unheard-of scale, for millions rather than thousands. He would do this by making SKS Microfinance a for-profit institution, capable of raising funds and growing as fast as profits allowed. SKS flourished, distributing billions of dollars of loans and becoming one of the world's most successful microfinance institutions.

The company was applauded for blending philanthropy and capitalism, and Akula appeared on the covers of The Wall Street Journal and TIME magazine as one of the most influential people in the world.

But just as he thought he was really making a difference, a storm was brewing.

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